Buying a house is one of the most important investments you will make in your life, so making the right decision is crucial. You need to find the right lender and property and make sure everything is in order before signing on the dotted line. Luckily, several tech tools can help you during the process.
LendingTree
LendingTree is a website that allows you to compare the rates and fees of different lenders. This can be very helpful in ensuring you get the best deal on your home loan. Enter your information into the website, and it will list all the options available to you. You can easily compare the rates and fees and maybe even find mortgage brokers and lenders you hadn’t considered.
Many big banks offer their own mortgage calculators on their websites to help consumers determine what they might be able to afford for a house payment. Even though these are not tech tools automatically, it’s still wise to check out your options with each bank before settling on one that charges higher interest rates or fees.
Credit Karma
You need to know your credit score before applying for a loan because it could increase or decrease the amount of money you are approved for.
A free way to see your personal credit score is through Credit Karma, which updates every two weeks with the latest information from TransUnion about your credit score. It is a free way to keep track of your progress and know when to apply for a better rate or a more secure mortgage with the highest chance of approval.
LendingTree offers a similar service, with an updated credit score from Experian every 14 days. This tool will let you know if there has been any change in your name, address, Social Security number, or credit report that could impact your ability to receive a loan or at what interest rate.
Zillow
Zillow is a website that uses data from the real estate industry to provide an estimate of how much your house or property would be worth in today’s market. You could use this tool to figure out what you should be paying for a house or what your home might be worth if you were selling it. It may be challenging to know exactly what the value of your property is, but Zillow will give you a good ballpark figure with their estimator tool.
The website also offers a “House Hunter” tool that helps you find houses in your area that fit your needs. You can filter by price, square footage, the number of bedrooms and bathrooms, and other factors to find the perfect home for you.
HudLoanAgent
HudLoanAgent is a website that connects borrowers with HUD-approved lenders who offer FHA loans. FHA loans are mortgages insured by the Federal Housing Administration, making it easier for people with low credit scores or little money to get approved for a loan.
HUDLoanAgent offers a search engine that lets you filter by location, the amount you want to borrow, and other factors. It will then show you a list of HUD-approved lenders in your area who offer FHA loans. This is a great resource that does all the research for you!
Google Maps Real Estate
Google Maps Real Estate is a feature on Google Maps that allows users to view real estate listings in their area. You can use this feature to view houses for sale, apartments for rent, and even vacation rentals.
The best part of Google Maps Real Estate is that it’s easy to use. You can filter by price, the number of bedrooms and bathrooms, location, and other factors. You can also save your favorite listings and get instant updates when new properties are added to the listings.
Google Maps Real Estate is the perfect tool for anyone looking for a new home. It’s easy to use and provides a lot of information about each property. You can also see the locations on a map and their location in relation to your current location.
Tax-Aid and TaxBrain
In the United States, many websites offer information about property taxes. These websites can be helpful when you are trying to understand how your property taxes are calculated and what you can do to reduce them.
Two of the most popular property tax websites are Tax-Aid and TaxBrain. Tax-Aid provides information about property taxes in all 50 states, as well as information about how to file an appeal if you think your property taxes are too high. TaxBrain offers a calculator that lets you estimate your property taxes for each state. It also provides information about how to protest your property tax assessment and get a deferral or exemption from paying property taxes.
These websites are valuable resources for anyone trying to reduce their property taxes. With a quick search on Google, you will be able to find a website that offers information about property tax reduction in your area.
Buying a house can be an intimidating process, but the internet offers many valuable tools to help you find your perfect home. Whether you’re looking for a new place to live or want more information about getting a loan with a low credit score, these tools should provide enough guidance on what steps to take next.